We’re humans and mistakes could happen. That’s why we have insurance through Dinghy. You can view our verified profile on Dinghy here: https://getdinghy.com/deck/members/ca-5162
Please note: we are not covered for work in the USA and Canada.
What we’re covered for
If we do not use reasonable care and skill, or make a negligent misstatement or misrepresentation.
Breach of contract
If we unintentionally breach a contract, hold harmless or indemnity agreement.
Defamation, libel & slander
Unknowingly damaging the reputation of any person or organisation, including mental anguish or emotional distress.
Violating right of privacy or publicity
Accidentally invading a right of privacy, including using someone’s name, persona, voice or likeness.
Infringement of Intellectual Property
Unintentional infringement of intellectual property such as copyright, trade mark, including Plagiarism.
Any other civil liability
Any act or omission that causes a civil liability that’s not excluded in the term and conditions.
We are covered for all costs and expenses for defending us against an allegation, even if the allegation turns out to be false.
Dinghy tax advisors and accountants will represent us if a dispute arises following a compliance check by HMRC. They will also deal with HMRC if there is an enquiry into our business, as well as a range of appeals.
All business must operate within a complicated frame-work of legislation. Dinghy will pay the legal costs of defending our business from criminal prosecutions, including motoring offences.
Dinghy will pay up to £10,000 in professional fees to provide expert advice to help us manage communication effectively in times of crisis. This can include drafting a media statement as well as preparing suitable communications for our staff and customers or suppliers.
Compliance & regulation
Dinghy will appeal against statutory notices issued against us or defend our business against any civil action brought under the Data Protection Act. Dinghy can also help if our business is investigated by a regulatory body of if we have to attend a professional or regulatory disciplinary hearing.